STEP-BY-STEP GUIDE
How It Works
Step 1
Verify Phone Number + ID

Step 2
Enter Wallet Address

Step 3
Confirm Final Amount

Step 4
Send INTERAC e-Transfer®
Send crypto to the wallet you already use
Pay with INTERAC e-Transfer® and your crypto is sent straight to your own wallet. No new app to download, no account to open.
These are a few examples of wallets to use. Send your crypto to any of these or any other self-custody wallet that supports the coin you buy.
How We Compare
| Localcoin | Bitcoin Well | Wealthsimple Core | |
|---|---|---|---|
| Crypto sent to your own wallet at purchase | ✅ Non-custodial | ✅ Non-custodial | Custodial, withdraw separately. |
| Start without a full account | ✅ Phone verification + ID | ✅ Email sign-up | ❌ Full account + ID |
| Daily limit | $14,925 (Verified user) | $2,995 | No set cap, deposit-gated. |
| Canadian & regulated | ✅ FINTRAC | ✅ | ✅ CIRO |
| Buy fees | 4% | 4% (on Lite tier) | 1.5% - 2% |
| External wallets accepted | ✅ | ✅ | ✅ |
Crypto sent to your own wallet at purchase
Start without a full account
Daily limit
Canadian & regulated
Buy fees
External wallets accepted
WHY US
Making Cryptocurrencies Accessible
Our mission is to encourage the adoption of cryptocurrencies around the globe by providing equal access
FINTRAC
Registered
BUY ONLINE
Buy Crypto Online Today
Low Fees
A simple 4% fee, with discount codes that cut it as low as 2%.
Buy From Anywhere
From your phone or laptop, anywhere in Canada, any time.
Just Your Phone + ID
No sign-up wall, no exchange onboarding.
Your Crypto, Your Keys
Sent straight to a wallet you control, we never hold it.
Cryptocurrencies Offered
FAQ
Once your payment is received and confirmed, your crypto is sent to the wallet address provided. Processing is usually quick, but timing may vary depending on payment confirmation and network conditions. It might take up to 30 minutes depending on crypto network traffic. The final crypto amount will be calculated using the rate available when we receive your payment.
The minimum amount for transactions is $5, while the maximum limit is $995.
You can buy the cryptocurrencies shown in the calculator dropdown. Available coins and networks may change over time.
No. Once the payment request is created, the wallet address cannot be changed. Please carefully review your wallet address before continuing.
Your payment may still be accepted, but your final crypto amount will be calculated using the rate available when we receive your payment.
Please send the exact amount shown on screen. If the wrong amount is sent, your transaction may require manual review or support assistance.
