Buy Crypto with INTERAC e-Transfer®
Fund your crypto wallet from the comfort of your home. No account needed.
You send exactly
You'll get
*The floating rate can change at any point due to market conditions, so you may receive more or less crypto than expected. The final amount will be calculated when we receive your payment.
Powered by INTERAC e-Transfer®
STEP-BY-STEP GUIDE
How It Works
Step 1
Verify Phone Number
Step 2
Enter Wallet Address
Step 3
Confirm Final Amount
Step 4
Send INTERAC e-Transfer®
Send crypto to the wallet you already use
Pay with INTERAC e-Transfer® and your crypto is sent straight to your own wallet. No new app to download, no account to open.
These are a few examples of wallets to use. Send your crypto to any of these or any other self-custody wallet that supports the coin you buy.
How We Compare
| Localcoin | Bitcoin Well | Wealthsimple Core | |
|---|---|---|---|
| Crypto sent to your own wallet at purchase | ✅ Non-custodial | ✅ Non-custodial | Custodial, withdraw separately. |
| Start without a full account | ✅ Phone verification | ✅ Email sign-up | ❌ Full account + ID |
| Daily limit | $14,925 (Verified user) | $2,995 | No set cap, deposit-gated. |
| Canadian & regulated | ✅ FINTRAC | ✅ | ✅ CIRO |
| Buy fees | 4% | 4% (on Lite tier) | 1.5% - 2% |
| External wallets accepted | ✅ | ✅ | ✅ |
Crypto sent to your own wallet at purchase
Start without a full account
Daily limit
Canadian & regulated
Buy fees
External wallets accepted
WHY BUY ONLINE
Buy Crypto Online, Anywhere in Canada
No ATM nearby? No problem. Buy crypto online with INTERAC e-Transfer®. No account, no exchange sign-up, just your phone number. It's sent straight to a wallet you control, from the very first purchase.
Just Your Phone
No account, no sign-up.
BUY ONLINE
Buy Crypto Online Today
Low Fees
Lower rates that beat our own ATMS and compete against others.
Buy From Anywhere
No ATM nearby? Buy right from your couch, coast to coast.
Just Your Phone
No sign-up wall, no exchange onboarding, just verify your number.
Your Crypto, Your Keys
Sent straight to a wallet you control, we never hold it.
Cryptocurrencies Offered
FAQ
Most purchases are completed within minutes. Once your INTERAC e-Transfer payment is received and confirmed, your crypto is sent directly to the wallet address you provided. In some cases, delivery can take up to 30 minutes depending on payment confirmation times and crypto network traffic. Your final crypto amount is calculated using the exchange rate at the moment we receive your payment.
The minimum amount for transactions is $5, while the maximum limit is $995.
You can buy the cryptocurrencies shown in the calculator dropdown. Available coins and networks may change over time.
No. Once the payment request is created, the wallet address cannot be changed. Please carefully review your wallet address before continuing.
Your payment may still be accepted, but your final crypto amount will be calculated using the rate available when we receive your payment.
Please send the exact amount shown on screen. If the wrong amount is sent, your transaction may require manual review or support assistance https://support.localcoin.com/hc/en-ca